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Means Test

What is a means test?

If you are interested in filing for Chapter 7 bankruptcy, you will need to undergo a "means test" to determine how your income compares to the average income in your area.  Because Chapter 7 allows for all or many of your debts to be completely discharged, you have to meet certain income requirements to file, and you must establish that you do not have the financial means to pay off your debt.  If you make more than the median income for a family of your size in California, you may need to file for Chapter 13, which allows you to develop a payment plan to pay off your debt over a period of time.   If you earn less than the median income for a family of your size in California, you may be eligible to file for Chapter 7.  To learn more about the means test and filing for bankruptcy, you should a California bankruptcy lawyer right away. 

California Bankruptcy Lawyer

If you are thinking about filing bankruptcy and want to know more about means testing and which kind of bankruptcy to file for, you will need the advice and guidance of an experienced team of bankruptcy lawyers.  At Price Law Group, our dedicated and knowledgeable legal professions can help you understand how the means test affects you and your family.  We have served a number of clients who have successfully filed for Chapter 7, and we want to see you among that group as well.  We firmly believe that everyone is entitled to a clean slate from time to time.  That's why we want to help you get back on your feet again and take full advantage of the benefits Chapter 7 can provide.  Let us consult with you today.

Act now to find out how the means test influences which kind of bankruptcy you should file for.  Contact a California Bankruptcy Attorney for excellent advice on Chapter 7 and the means test.

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