Fair Debt Collection Practices Act
Debt Collection Law
A growing problem with debt collection practices resulted in the passage of the Fair Debt Collection Practices Act (FDCPA) in 1978. The FDCPA made abusive procedures illegal, and gave consumers protection when engaged with collection agencies. The law applies to anyone involved in the collection of money owed to others, excluding a business's own collection department.
The FDCPA was designed to regulate the debt collection industry, and includes penalties for any violations of the act. A California bankruptcy lawyer should be contacted at once if you are being plagued by debt collector calls or questionable collection actions. An attorney familiar with FDCPA guidelines can review your situation and determine if the collector is adhering to the law. If not, immediate action can be taken to protect your rights.
Price Law Group has assisted over 60,000 families with debt problems. We are intimately familiar with FDCPA statutes and can help resolve you debt collector problems. Our firmcan also advise you on ways to eliminate your debt with legal actions such as filing for bankruptcy.
Debt Collection Abuses Lawyer in California
Harassing calls from creditors can add stress to an already difficult financial crisis. The FDCPA was designed to aid consumers by preventing harmful collection practices such as
- Repeated phone calls
- Continuing to call after receiving a written notice to stop the calls
- Calling earlier than 8:00 a.m. or later than 9:00 p.m.
- Contacting someone at their job
- Using foul or derogatory language
- Contacting someone that is represented by an attorney
Price Law Group is dedicated to helping people in debt regain their lives. We will take whatever steps are necessary to prevent debt collection abuses and ensure FDCPA compliance.
Contact a California Debt Collection Abuse Lawyer
to get capable advice and assistance with your debt problems.
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