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Debt Negotiation Lawyer in California

What is debt negotiation and how can it help?

Debt negotiation (also known as debt settlement) is a procedure in which you negotiate a reduction of your overall debt with a creditor.  The general idea is that the creditor may be willing to reduce your debt and have you pay a lesser amount, rather than not being paid at all.  Once the reduced balance is agreed upon, a lump sum payment must be made.  By paying the balance, your debt is considered paid in full.  If filing for bankruptcy is not the right solution to your financial difficulties, debt negotiation may be a viable alternative. 

Not all debts are eligible to be reduced.  Alimony, child support, taxes and student loans are not subject to debt negotiation.  The most typical bills that are subject to settlement are medical bills and credit card bills and deficiencies. (Auto and mortgage).  As with any complex legal procedure, it is advisable to consult with a California bankruptcy attorney before making any decisions or undertaking this process on your own.  At Price Law Group, we have assisted thousands of clients in attaining a successful outcome in these types of situations.  It is very important that you understand all of your options before making a decision.  You should seek skilled legal counsel before undergoing debt negotiations on your own.

Options for Resolving Your Financial Burden

If you are facing overwhelming debts, there are many options that are available to you.  Debt negotiation is one of them.  Filing bankruptcy, loan modifications, short sales and debt consolidation are alternatives that may apply to your particular circumstances.

At our law firm, we are experienced in all legal aspects concerning resolving financial difficulties.  Regardless of the specific details surrounding your case, we urge you to seek assistance from one of our qualified attorneys.  We will look at all of the specifics of your case and can help you come to a decision that is right for you.  You can put our experience at work for you.  

Contact a skilled Debt Negotiation Lawyer in California if overwhelming debt is causing you hardship and you need help resolving your financial difficulties.

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