Credit Restoration Attorney in California

Restoring Your Credit

One of the biggest concerns people have when considering filing for bankruptcy is the restoration of their credit. A Bankruptcy will usually stay on your credit report for ten years. A California bankruptcy lawyer can discuss the impact bankruptcy will have on your credit, in addition to other solutions that can provide financial relief such as debt negotiation and debt consolidation. A knowledgeable attorney will conduct a thorough analysis of your financial situation and advise you on the best option for your particular situation.

If you decide to file bankruptcy, you are required by law to take a credit counseling class from a federally approved agency before submitting your petition to the court. After your court appearance, and before your debts are discharged, it will also be necessary to take a course in financial management. The purpose of the credit counseling class is to provide information and education on issues relating to bad credit, and how to prevent debt problems. It is also provides another opportunity to review and consider alternatives to filing bankruptcy. The financial management class is designed to help you manage your money more effectively in the future, with tips on how to restore your credit.

California Credit Restoration Lawyer

When struggling with a financial crises and evaluation debt resolution strategies, always keep in mind that your credit can eventually be restored, even if you file for bankruptcy. Ways to improve your credit after your debts have been discharged include:

Making timely payments on any remaining financial obligations
Acquiring a secured credit card
Increasing your assets
Monitoring your credit report and removing any errors

Price Law Group offers a full range of debt resolution services and can answer your questions regarding credit restoration. Our skilled lawyers can provide valuable guidance on eliminating debts and improving credit scores. We have helped thousands of individuals and families recover from financial disasters that have severely impacted their life.

Contact a California Credit Restoration Attorney from our firm to get experienced assistance in eliminating debts and restoring credit.